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Terms & Conditions

This Payment Policy governs all payments, deposits, billing practices, and related financial transactions between WMK Specialty Services (“Company,” “we,” “us,” or “our”) and its clients (“Client,” “you”).

By requesting or engaging our services, you agree to the terms outlined in this Payment Policy.

1. Accepted Payment Methods

WMK Specialty Services accepts payment through approved methods communicated at the time of booking or invoicing, which may include:

  • Cash

  • Bank transfer

  • Other payment methods agreed upon in writing

We reserve the right to modify accepted payment methods at any time.

 

2. Estimates, Quotes & Pricing

  • All estimates are provided in good faith and are non-binding unless expressly confirmed in writing.

  • Final pricing may change due to:

    • On-site conditions discovered during service

    • Client-requested changes to scope of work

    • Material availability or price fluctuations

    • Additional labor or time requirements

Clients will be informed and approval obtained before proceeding with material pricing changes.

 

3. Deposits

  • Certain services may require a deposit to secure scheduling and materials.

  • Deposit amounts and due dates will be communicated prior to service commencement.

  • Deposits may be non-refundable once work has started or materials have been ordered.

 

4. Payment Due Dates

  • Unless otherwise agreed in writing, full payment is due upon completion of services.

  • Invoices must be paid within the timeframe specified on the invoice.

  • Late or unpaid balances may result in:

    • Suspension of ongoing or future services

    • Additional administrative or collection actions where permitted by law

 

5. Cancellations & Refunds

  • Cancellation requests must be submitted within the agreed timeframe.

  • Refund eligibility depends on:

    • Work completed

    • Materials purchased

    • Administrative costs incurred

Refunds, if applicable, will be processed using the original payment method unless otherwise agreed.

 

6. Disputed Charges

Any billing disputes must be reported within seven (7) days of invoice issuance. Failure to notify within this period constitutes acceptance of the charges.

 

7. Personal Data, PII & GDPR Compliance

To process payments, we may collect limited Personally Identifiable Information (PII), including:

  • Name

  • Contact details

  • Billing information

  • Transaction records

 

Lawful Basis for Processing

Payment-related personal data is processed under:

  • Contractual necessity

  • Legal obligation

  • Legitimate business interests

 

Data Security

  • We do not store full payment card details on our servers.

  • Reasonable administrative and technical safeguards are used to protect payment-related personal data.

  • Access to financial data is limited to authorized personnel only.

 

Data Retention

Financial records containing personal data are retained only for as long as required to meet legal, accounting, or regulatory obligations.

 

8. Third-Party Payment Providers

If third-party payment processors are used:

  • They operate under their own terms and privacy policies

  • WMK Specialty Services is not responsible for third-party data handling practices

 

9. Policy Modifications

WMK Specialty Services reserves the right to modify this Payment Policy at any time. Updates will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of the updated policy.

 

10. Contact Information

For payment inquiries or data-related concerns:

WMK Specialty Services
Email: Larry@wmkspeciality.com
Phone: 504-205-7517
Website: https://www.wmkspeciality.com

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